Key Considerations

• In today’s world, debt seems inevitable. Whether it’s the mortgage on the house or the loan on a motor vehicle. Debt is everywhere.
• Whilst in principle, debt seems like a tool to facilitate our way of life today, in some cases, it seems like a one-way ticket. Credit Card debt being one of the most notorious ones.
• Then again, there is ‘good debt’ and ‘bad debt’. What makes it one or the other is the  impact it has on your overall financial position.  Therefore, understanding the impact of your debt  and its management is the key. 
• There are both short-term and long-term solutions available to manage and reduce your debt.  Whilst, some strategies can provide immediate relief, others may allow you to retire the debt for good.

We can help to:

• Advice on debt consolidation strategies to help you get a hold on your scattered debt.
• Set up a budget and ongoing tracker so your able to see and track your progress.
• Coach you through difficult purchase decisions through principles or prioritising, substituting and delaying.
• Save interest where possible to pay debt off sooner. Utilise these savings to further enhance your financial position.

Type of debt we can help with:

• Credit cards
• Personal loans
• Car loans
• HECS debt